Apple has unveiled a new iPhone Upgrade Program (http://tinyurl.com/o99oxxf), which gives you an easier way to get a new iPhone every year, and the security and protection of AppleCare+. You’re even free to choose the carrier and rate plan that works for you.

After 12 payments, you can get a new iPhone and start a new iPhone Upgrade Program. You don’t have to wait for your carrier contract to end. Just trade in your current iPhone for a new one, and your new program begins.

When you buy iPhone with the iPhone Upgrade Program, you can choose the carrier you prefer. Once your new iPhone is activated, it remains unlocked, which means you can use it with any carrier that provides service for iPhone.

With the iPhone Upgrade Program, you can spread the cost over 24 months, with the option to get a new iPhone after 12 payments. Pricing per month ranges from $32.41 to $44.91, depending on the smartphone you buy.